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Family Growth Loans—Revolving Services
Collateral Provided The applicant has applied for housing, building additions and repairs loans or other consumer loans with land and buildings as collateral Formal employees of government agencies, schools, and public enterprises Applicant ROC citizens with repayment ability. Maximum Amount Maximum NT$5 million Maximum NT$2 million per household, not exceeding 20% of the value of the collateral provided before Maximum NT$800,000 Interest Rate Calculated based on the Bank’s listed interest rate for family growth loans. Loan Period Maximum 5 years Maximum 3 years Maximum 3 years Collateral Land and buildings Exempted Guarantor Exempted The borrower should provide two joint-guarantors that are accepted by the Bank. Joint-guaranteed by two colleagues of the applicant.
Collateral Provided
The applicant has applied for housing, building additions and repairs loans or other consumer loans with land and buildings as collateral
Formal employees of government agencies, schools, and public enterprises
Applicant
ROC citizens with repayment ability.
Maximum
Amount
Maximum NT$5 million
Maximum NT$2 million per household, not exceeding 20% of the value of the collateral provided before
Maximum NT$800,000
Interest Rate
Calculated based on the Bank’s listed interest rate for family growth loans.
Loan Period
Maximum 5 years
Maximum 3 years
Collateral
Land and buildings
Exempted
Guarantor
The borrower should provide two joint-guarantors that are accepted by the Bank.
Joint-guaranteed by two colleagues of the applicant.