Loans for Studying Abroad

Qualified Applicants
ROC citizens with repayment ability who apply for loans to support their spouses or relatives to study abroad.

Maximum Amount:

1. Collateral provided: Maximum NT$2.4 million.
2. Collateral non-provided:
Maximum NT$1.2 million, but the monthly repayment of principal and interest should not exceed one third of the applicant’s monthly salary of the latest year.

Interest Rate:

The interest is calculated based on the Bank’s listed interest rate for loans for studying abroad.

 

Period:
Maximum 5 years.

Collateral:
Land and buildings.

Guarantor:

For applicants that do not provide collaterals, they should provide two joint-guarantors accepted by the Bank.