Economic Disaster Loans & Working Capital Loans during Recession

Qualified Applicants:
Small and medium sized enterprises confirmed by the government regulation or guaranteed by Trust Guarantee Fund.

Purpose:
Provide working capital required during the period of economic disaster or recession.

Maximum Amount:

The amount of loan should not exceed 20% of the sales revenue of the previous year, with the maximum amount of NT$30 million.

Interest Rate:
The interest rate is calculated by adding 2.5% to the random interest rate of two-year time savings deposits of the Postal Savings.

Period:
Maximum three years, with grace period not exceeding one year.

Collateral:
The applicant should provide collateral accepted by the Bank or guarantee by Trust Guarantee Fund.