Major Natural Disaster Recovery Loans

Qualified Applicants:
Small and medium sized enterprises confirmed by the government regulation or guaranteed by Trust Guarantee Fund.

Purpose:
Provide capital expenditure or working capital required to recover the loss incurred from typhoons, floods, earthquakes and non-resistible disasters.

Maximum Amount:

Maximum NT$30 million.

Interest Rate:
The interest rate is calculated by adding 1.5% to the random interest rate of two-year time savings deposits of the Postal Savings.

 

Period:
1.For capital expenditure financing: maximum fifteen years, with grace period not exceeding three years.

2. For working capital financing: maximum two years, with grace period not exceeding six months.

Collateral:
The applicant should provide collateral accepted by the Bank or guarantee by Trust Guarantee Fund.