SME Small Convenience Loans

Qualified Applicants:
Small and medium sized enterprises confirmed by the government regulation or guaranteed by Trust Guarantee Fund.

Purpose:
Provide working capital or capital expenditure for the replacement or repairs of machines and equipments.
 
Maximum Amount:
Maximum NT$3 million.

Interest Rate:
The interest rate is calculated by deducting 0.5% from the base interest rate of the Bank plus or minus a certain percentage.

Period:
For short-term working capital: maximum one year. 

For mid-term working capital or capital expenditure: maximum five years.

Collateral:
The applicant should provide collateral accepted by the Bank or guarantee by Trust Guarantee Fund.