Qualified Applicants:

Companies offering wholesale, retail and logistics services. Logistics means transportation (passenger transportation excluded) or storage services. 

Purpose:

1. Provide capital to purchase land, buildings, transportation vehicles, and machines and equipments.
2. Provide capital to purchase computer software and hardware.
3. Provide capital to invest in intelligent properties, such as trademarks, operational secrets, copyrights, patent rights and specialized technologies.
4. Provide working capital.

Maximum Amount:

Up to 80% of the approved amount of investment, and the maximum amount per company should not exceed NT$1 billion.

Interest Rate:

Fluctuating rate based on mid- to long-term capital utilization rate plus 2%.

Period:

1. For tangible assets financing of land and buildings: maximum 15 years, with 3-year grace period.
2. For tangible assets financing of transportation vehicle, machines and equipment, and computer software and hardware: maximum 10 years, with 2-year grace period.
3. For financing of intelligent properties and working capital: maximum 5 years, with 1-year grace period.

Collateral:

1. The applicant should provide collateral accepted by the Bank or guarantee by Trust Guarantee Fund.
2. If the financing purpose is to invest in intelligent properties, the applicant should obtain the valuation appraisal from professional organizations, and get the guarantee of SME Trust Guarantee Fund.