Qualified Applicants:

Companies of traditional industries that are excluded from the “emerging and important strategic industries” stipulated in the “Statute of Upgrading Industries”.

Purpose:

1. Provide capital to purchase automatic machines and equipments.
2. Provide capital to purchase commercial automatic equipments.
3. Provide capital to purchase or improve pollution control equipments.
4. Provide capital to develop new production technology and manufacture new products (including investment in factory buildings, equipments, molds and R&D expenses).
5. Provide capital to purchase computer software and hardware (including investment in software and hardware for industrial automation and e-enterprise).
6. Provide capital to invest in R&D and personnel training.
7. Provide working capital required by companies of automation machines and equipments production.
8. Provide mid-term working capital of traditional industries.
9. Provide capital to purchase land in industrial parks.
10. Provide capital required to construct factory buildings and purchase equipments by companies approved by the government to rent in the industrial parks.

Maximum Amount:

80% of the predicted cost of the plan, but the maximum amount each account is NT$60 million. The loan can be separately applied.

Interest Rate:

Fluctuating rate based on two-year time savings deposit rate of the Postal Savings plus 2.25%.

Period:

1. Maximum 10 years, with 3-year grace period.
2. Maximum 5 years for loans of mid-term working capital of traditional industries.

Collateral:

The applicant should provide collateral accepted by the Bank or guarantee by Trust Guarantee Fund.