Economic Disaster Loans & Working Capital Loans during Recession - Bank of Taiwan

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Home Business Corporate Loans Small and Medium Enterprise (SME) Loans Economic Disaster Loans & Working Capital Loans during Recession

Economic Disaster Loans & Working Capital Loans during Recession

Qualified Applicants

Small and medium sized enterprises confirmed by the government regulation or guaranteed by Trust Guarantee Fund.

Purpose

Provide working capital required during the period of economic disaster or recession.

Maximum Amount

The amount of loan should not exceed 20% of the sales revenue of the previous year, with the maximum amount of NT$30 million.

Interest Rate

The interest rate is calculated by adding 2.5% to the random interest rate of two-year time savings deposits of the Postal Savings.

Period

Maximum three years, with grace period not exceeding one year.

Collateral

The applicant should provide collateral accepted by the Bank or guarantee by Trust Guarantee Fund.