Qualified Applicants

Small and medium sized enterprises confirmed by the government regulation or guaranteed by Trust Guarantee Fund.

Purpose

Provide capital required to recover the loss of buildings, factories, goods, raw materials, and goods in process from natural disasters. The applicant needs to provide disaster victim certificate or should pass the investigation by the Bank.

Maximum Amount

Maximum NT$30 million.

Interest Rate

The interest rate is calculated by adding 2% to the random interest rate of two-year time savings deposits of the Postal Savings.

Period

1. For recovery working capital financing: maximum two years.
2. For capital expenditure financing: maximum fifteen years for real estate, maximum five years for personal property.

Collateral

The applicant should provide collateral accepted by the Bank or guarantee by Trust Guarantee Fund.