Qualified Applicants

The applicant should be qualified by the organization he/she works for.

Purpose

For general consumer needs.

Maximum Amount

For group application: maximum NT$1.5 million, but the monthly repayment of principal and interest should not exceed one third of the employee’s salary.

Interest Rate

The interest is calculated based on the Bank’s listed interest rate of consumer loans – for group application by employees of public agencies, schools and enterprises.

Period

Maximum 7 years.

Guarantor

The applicant should be personally joint-guaranteed by two colleagues.