Qualified Applicants:

1. ROC citizens with repayment ability.
2. The credit rating of the applicant conducted by the Bank should be above 60, and the applicant should not have unfavorable credit record such as a bounded check.

Purpose:

For general consumer needs.

Maximum Amount:

Maximum NT$600,000.

Interest Rate:

The interest is calculated based on the Bank’s listed interest rate for consumer loans: credit insurance

Period:

Maximum three years.

Collateral:

Credit insurance with Taiwan Fire & Marine Insurance Co., Ltd.