Loans for Studying Abroad - Bank of Taiwan

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Loans for Studying Abroad

Qualified Applicants

ROC citizens with repayment ability who apply for loans to support their spouses or relatives to study abroad.

Maximum Amount

Collateral provided: Maximum NT$2.4 million.
Collateral non-provided:
Maximum NT$1.2 million, but the monthly repayment of principal and interest should not exceed one third of the applicant’s monthly salary of the latest year.

Interest Rate

The interest is calculated based on the Bank’s listed interest rate for loans for studying abroad.

Period

Maximum 5 years.

Collateral

Land and buildings.

Guarantor

For applicants that do not provide collaterals, they should provide two joint-guarantors accepted by the Bank.