Calculator
| Collateral Provided | The applicant has applied for housing, building additions and repairs loans or other consumer loans with land and buildings as collateral | Formal employees of government agencies, schools, and public enterprises |
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Applicant | ROC citizens with repayment ability. | ||
Maximum Amount | Maximum NT$5 million | Maximum NT$2 million per household, not exceeding 20% of the value of the collateral provided before | Maximum NT$800,000 |
Interest Rate | Calculated based on the Bank's listed interest rate for family growth loans. | ||
Loan Period | Maximum 5 years | Maximum 3 years | Maximum 3 years |
Collateral | Land and buildings | Exempted | |
Guarantor | Exempted | The borrower should provide two joint-guarantors that are accepted by the Bank. | Joint-guaranteed by two colleagues of the applicant. |