Types:

Qualified Applicants:

1. ROC citizens with repayment ability.
2. Applicants can apply for primary housing purchase loans with preferential interest rates within five years after obtaining the Certificate of Building Ownership.
3. Purchasers of general housing can apply for general housing purchase loans within five years after obtaining the Certificate of Land and Building Ownership.
4. To apply for housing savings loans, besides satisfying the above conditions, applicants should have housing savings deposits accounts in the Bank for at least six months.

Purpose:

Provide capital required to purchase houses.

Maximum Amount:

Interest Rate:

As listed by the Bank.

Period:

Maximum 30 years.

Collateral:

Land and buildings.