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- Collaterals Non-provided – Public Agencies, Schools and Enterprises
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- Policies for New Housing Loans and Refinance Rates
- Collaterals Provided Land, Buildings and Others
- Collaterals Provided Credit Insurance
- Collaterals Non-provided – Employees of Private Companies
- Collaterals Non-provided – Public Agencies, Schools and Enterprises
- Loans for Studying Abroad
- Loans for Building Additions and Repairs
- Auxiliary Building Construction and Purchase Loans for the Indigenous People
- Auxiliary Building Construction and Purchase Loans for the Labor
- Young Entrepreneurs Loans
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Mortgage
- Family Growth Loans
- Policies for New Housing Loans and Refinance Rates
- Collaterals Provided Land, Buildings and Others
- Collaterals Provided Credit Insurance
- Collaterals Non-provided – Employees of Private Companies
- Collaterals Non-provided – Public Agencies, Schools and Enterprises
- Loans for Studying Abroad
- Loans for Building Additions and Repairs
- Auxiliary Building Construction and Purchase Loans for the Indigenous People
- Auxiliary Building Construction and Purchase Loans for the Labor
- Young Entrepreneurs Loans
Preferential Housing Purchase Project Loans
(Statistics up to November 20, 2006)
The preferential housing purchase project loans (government subsidy of 0.125% annually) offered by the Bank still has some quota for application). The information might be different from the actual loan situation due to delayed statistics. Please contact the Bank for the actual loan situation.
Application Conditions for Preferential Housing Purchase Project Loans
| 1. Qualified Applicants | ROC citizens 20 years old or above, each applicant is limited to purchase one house. |
| 2. Maximum Amount |
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| 3. Interest Rate | Fluctuating rate based on the two-year time savings deposits rate of the Postal Savings plus 1%. (Of the aforementioned 1%, the government subsidizes 0.125% annually, and the remaining 0.875% is undertaken by the borrower. At present, the annual interest rate undertaken by the borrower is 3.1%.) |
| 4. Loan Period | Maximum 20 years, with 3-year grace period. |
| 5. Collateral | Only new houses, second hand houses and court auction houses with building ownership transfer registration completed after November 20, 2004 are accepted. In addition, characters of “residence house” should be indicated under the “Purpose” column of the Building Ownership Certificate. |
| 6. Other Conditions |
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